Health
Maintenance Plan
In the debate
surrounding health insurance the focus needs to be on Health. The
following is a suggestion on improving general health of the populace
and thus reducing costs:
Everyone gets
a free physical with their physician yearly in birth month
During that
visit there will be a survey completed to include
relevant
health information such as:
Weight
Diet
Exercize
Sex with
multiple partners
Alcohol use
Pain
Medication
Cholesterol
Levels
Blood
pressure
Blood sugar
Sun exposure
Employment
Other risky
behaviors
Each item
will have a ten point score and when combined will give
a total
overall health score
That score
could be linked to SS# in national dbase for use by
insurers to
determine rates for the individual
There will be
an incentive to reduce risky behavior because the scores will be
lower
for those who
are healthy and those who are living healthy lives
and thus
premiums will be lower fo them
In addition
the cost of care needs to be reduced by limiting the cost of drugs
that will be
reimbursed. If no one will pay for a drug, the maker will
be forced to
price the drug fairly
Overall care
cost will be reduced as the population's health improves by
yearly
monitoring and health suggestions by providers
The coding
system for digital records is out of hand and needs to be
simplified,
not made more difficult
For this plan
to work all must have insurance to be seen by a provider
or hospital
and thus will require some type or finacial
assistance
for some to be insured
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